The NATCCO Central Fund was established in November 2002 as the pool of funds of the cooperatives placed in various investment outlets.  It is composed of the Liquidity Fund, Loan Fund and the Investment Fund.  

Liquidity Fund is invested in fixed income investments such as time deposits and government securities.  

Loan Fund is used for re-lending to other member co-ops.  

Co-ops needing funds, can in turn, avail of our credit facilities such as Revolving Credit Line, Term Loan, and Real Estate Loan.

NATCCO accomplished 87% of its 2018 target despite stiff competition and maintained its Php 2.2 Billion Deposit Portfolio, paying Php 117 Million in interest versus Php 108 Million in 2017.

Towards the end of 2018, the Group offered a promo rate between 0.05% to 1% above prevailing at a maximum of 90 days just to capture the excess liquidity in the primary cooperative.

External borrowings was maintained at Php 270 Million at year-end against its Php 2.0 Billion approved credit facility from Land Bank.  The Board also approved the inclusion of the two top credit patrons in the Investment Committee to have a more balanced perspective in Treasury and Credit.

Loan Portfolio remained at Php 1.6 Billion level for the past two years.  60% of the Total Portfolio came from Luzon; 22% from Visayas, and Mindanao had 18%.  It was a challenge since volatility on the interest rate was very much felt towards the last quarter.  Nevertheless, Loan Releases reached Php 1.049 Billion, 10% higher from 2017.