DIGITAL SOLUTIONS
NATCCO IT develops innovative systems to help cooperatives simplify processes, enhance efficiency, and empower members. Our solutions are designed to address the financial, operational, and governance needs of cooperatives, ensuring growth and sustainability.
NATCCO’s Mission is to enable cooperatives to serve their members better. One way to do that is by improving and standardizing their operations and services.
Technology is the key to achieve that.
The NATCCO Network pushes the digital transformation of cooperatives by developing core banking software and accounting system designed for credit cooperatives, and compliant with regulatory requirements of the Cooperative Development Authority and meets the stringent requirements of the Bureau of Internal Revenue (BIR) and the Credit Information Corporation (CIC).
NATCCO offers two core banking software available for credit operations of cooperatives: eKoopBanker and eKoopBanker Plus.
Both systems perform all the credit and deposit transactions of a cooperative with its members, safely stores transaction records, makes transaction data available 24/7 to authorized personnel, and generates financial statements when required.
eKoopBanker Plus is for cooperatives that operate ATMs.
Added features of both are generating reports for compliance to the Credit Information Corporation (CIC) in compliance with Republic Act 9510, and the Text Blast Facility that enables co-ops to send text messages to their members to remind them of their payment obligations, inform them of transactions, announcements of co-op events, check account balance, and even send birthday greetings!
eKoopBanker and eKoopBanker Plus is currently installed in 623 sites operated by 269 cooperatives, and is thus, the most widely-used core banking system for cooperatives in the Philippines.
NATCCO’s digital solutions significantly improve the cooperatives’ transaction processing, financial management, and operational efficiency.
Technical Milestones
One of the most significant technical milestones in 2025 was the successful pilot implementation of eKoopbanker Plus CASA Version 3. This initiative forms part of the ITG’s continuing efforts to modernize the core banking platform, ensuring that it remains robust, scalable, and capable of supporting the evolving needs of cooperatives.
The upgraded CASA Version 3 system introduces improvements in system reliability, performance, and functionality, enabling cooperatives to manage savings and deposit operations more efficiently and securely. Following the successful pilot phase, one cooperative was successfully upgraded to the CASA Version 3 system, marking the beginning of the broader rollout of this enhanced platform. This milestone represents an important step toward strengthening the digital infrastructure that supports cooperative financial services.
NATCCO continues to expand digital capabilities, strengthen technological infrastructure, and support innovation across the NATCCO cooperative network, ensuring that cooperatives remain competitive and resilient in an increasingly digital environment.
Our History
Ekoopbanker’s journey began in 2005 with the aim of creating a robust financial system for cooperatives. Since then, it has continuously innovated to meet the evolving needs of its users. Early versions focused on core banking functions.
Ekoopbanker Plus v.01 (2009) introduced a cloud-based system for centralized account management and ATM integration. Subsequent upgrades incorporated web loans (2013), full cloud-based integration (2014).
Ekoopbanker’s commitment to compliance resulted in CISA compliant software in 2016. It also embraced mobile communication through SMS notifications and balance inquiries (2018).
For members, Ekoopweb portal (2019) offered online access to balances, loans, and memberships.
Further engagement came with Ekoop Vote (2021), a mobile app for NATCCO GA elections.
In 2021, Ekoopbanker and KAYA Payment integrated, allowing account holders to perform various transactions. Additionally, it migrated to the cloud for better scalability and reliability.
Our Services
EKOOPBANKER PLUS
Grow your network with the power of the cloud.
eKoopBanker Plus is the cutting-edge, cloud-based version of eKoopBanker. It’s built to standardize operations, centralized monitoring, and support seamless inter-branch transactions. With real-time data access and communication, your cooperative gains a robust and scalable solution for operational excellence.
Advantages:
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Standardized Policies: Ensure consistent policies and procedures across all branches.
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Centralized Monitoring: Gain full oversight of branch transactions, access, and reporting.
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Seamless Inter-Branch Transactions: Enable members to transact at any branch with real-time updates.
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Easy Expansion: Set up new branches in a matter of hours with minimal effort.
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Minimal Investment: No need to invest in expensive servers or dedicated IT infrastructure.
TEXTBLAST FACILITY
Connect with your members, instantly.
TextBlast is our SMS delivery service that allows you to communicate directly and efficiently with your members. Whether it’s a critical update or a simple balance inquiry, TextBlast keeps your members informed and engaged, right from their mobile phones.
Modules:
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SMS Notification: Send important updates, loan reminders, announcements, and event details.
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Balance Inquiry: Give members easy access to their account balances anytime.
CISA FACILITY
The CISA Facility is a system that ensures compliance with the Credit Information System Act (CISA). It streamlines the creation of credit reports by automatically retrieving data from the eKoopBanker system, reducing manual data entry errors and enhancing data accuracy and completeness for reporting. This system helps cooperatives maintain compliance effortlessly while providing reliable and accurate credit information.
ADVANTAGES OF USING THE CISA FACILITY
 Utilizing NATCCO’s CISA Facility:
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Automatically collects data upon input into the Ekoopbanker System.
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Generates an ERROR Report to detect borrowers with missing mandatory information.
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Produces a CISA Report to determine the number of active loans.
EKOOPWEB MEMBER’S PORTAL
Empower your members, 24/7.
The eKoopWeb Member’s Portal provides your cooperative members with convenient online access to their information, anytime and anywhere. This user-friendly web-based platform gives them the convenience and transparency they expect in managing their accounts.
Features:
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Online loan applications
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Deposit and loan inquiries
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Loan calculator
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Secure and accessible account information
SYSTEM FEATURES
MEMBERS PORTAL
ADMIN PORTAL
MEMBERS PORTAL
ONLINE MEMBERSHIP
ONLINE INQUIRY
ONLINE LOAN APPLICATION
LOAN CALCULATOR
EKOOPVOTE
Modernize your governance with secure digital elections.
eKoopVote is a secure and transparent digital voting platform designed specifically for cooperative elections. It simplifies the voting process, allowing members to participate with confidence and ease. With its strong security measures and user-friendly interface, eKoopVote ensures integrity, accessibility, and efficiency in your cooperative’s governance.
Our Team
Jose Marie S. King
I.T. Head
Kristine L. Cazon
Senior Marketing Specialist
Ron Halos
Data Center Unit Head
What our Members say?
With the adoption of a digital core-banking solution, (the Ekoopbanker System), NEC MPC was able to analyze data, and help us in understanding and knowing more about our general membership. With this, NEC MPC was able to craft a responsive program and services based on the needs of our members.
Si Bacbacan Multi-Purpose Cooperative ay nagmula sa micro cooperative, sa ngayon po ay papasok na into large cooperative. Dahil po dito nagkaroon ng pagkakataong lumaki si Bacbacan MPC dahil po sa tulong ni NATCCO naipakilala po nila sa amin ang Ekoopbanker na siyang naging tulay upang magtiwala pa po sa amin ang aming mga member. Dahil po sa tulong ni NATCCO at pagtitiwala nya po sa amin… mas madali po ang pagkuha ng member information system dahil sa Ekoopbanker. Real-time kumbaga, user-friendly po yung ating system.
Interested with our service?
Contact us now
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NATCCO IT - Information Technology
We empower cooperatives through the integration of our IT-based solutions with our non-financial ser
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