When people co-operate, they can create opportunities to improve their lives and their communities.
The National Confederation of Cooperatives (Formerly known as National Association of Training Centers for Cooperatives or NATCCO) was formed by co-operators who believed that the task of co-op development lay primarily in the hands of the private sector. These leaders believed in self-help and in the idea that through co-operation, people can create opportunities for themselves to improve their socio-economic well-being.
Our History
The National Confederation of Cooperatives (NATCCO Network) is composed of 1,078 member cooperatives, supported by 36,000 staff who serve a combined membership of 7.606 million individuals. Together, these cooperatives manage and grow total assets exceeding Php 420 billion.
NATCCO member cooperatives oversee more than 50% of the Philippine cooperative sector’s estimated Php 700 billion in assets. Additionally, with approximately 12 million Filipinos registered as cooperative members nationwide, NATCCO accounts for more than half of this membership base.
The NATCCO Network began in January 1977 as the National Association of Training Centers for Cooperatives (NATCCO). With the aim to standardize co-operative education, it was formed in Cebu City by five regional federations: Mindanao Alliance of Self-Help Societies-Southern Philippines Education Center for Cooperatives (MASS-SPECC), Visayas Cooperative Training Center (VICTO), Bicol Cooperative Training Center (BCTC), Tagalog Cooperative Training Center (TAGCOTEC), and North Luzon Cooperative Development Center (NORLUCEDEC).
NATCCO’s Mission is to “Build the Socio-Economic Capabilities of Cooperatives for the Upliftment of the Quality of Life of the People.” To achieve this Mission, NATCCO continues its “Transformation Journey” toward becoming an “Integrated Network” that empowers credit cooperatives to better serve their members.
NATCCO provides cooperatives with a comprehensive suite of integrated products and services, categorized into three main areas:
Financial Services
Deposits and Credit
Investment
Support Services
Education, Training, and Consultancy
Information Technology (eKoopBanker software)
Digital Solutions (KAYA ATMs and Mobile App)
Microfinance Innovations in Cooperatives (MICOOP)
Advocacy
Enterprise Development
Protection Scheme
Stabilization Fund System
In 2024, NATCCO conducted 484 seminars and training for 26,094 cooperators from 497 cooperatives. NATCCO safekeeps Php 3.7 Billion deposits of cooperatives, and from this, released Php 1.3 Billion loans to cooperatives that need credit. NATCCO’s eKoopBanker core banking software performs transactions of credit cooperatives, records these transactions, and ensures that this data is secured and yet accessible to authorized personnel. 257 cooperatives use eKoopBanker in their 576 offices, making it the most widely-used by cooperatives today.
NATCCO’s MICOOP meets all the needs of micro and small cooperatives – many of them agricultural cooperatives – providing them training, financing, software, and monitoring. Today, there are more than 130 cooperatives with the Stabilization Fund System – ensuring the long-time viability of cooperatives and establishing the peace of mind of depositors and co-op leaders. Advocacies pushed by NATCCO are: the Cooperative Principles & Values, Financial Inclusion, Financial Literacy, Social Performance, Business Continuity Planning, Gender & Development, Youth Leadership, inclusion of persons with disability, Climate Action, OFW membership in co-ops, and Pro-Coop Laws and Policies (in coordination with COOP-NATCCO Partylist, Philippine Cooperative Center, and the Cooperative Development Authority). A substantial portion of NATCCO’s capital expenditure goes to the development of digital technologies. KAYA Mobile App that enables mobile transactions accelerates Financial Inclusion. The World Council of Credit Unions (WOCCU) awarded NATCCO the 2021 Digital Growth Awards for the KAYA Payment Platform, and the Bangko Sentral ng Pilipinas (BSP) gave recognition at the Digital Financial Inclusion Awards in December 2024.
NATCCO invests heavily in the training of its staff to ensure quality and updated services and products that will result in cooperatives improving the lives and empowering the individual members. Quality remains a passion, as NATCCO has maintained three ISO Certifications since 2008 – in Quality Management, Environmental and Health Management, and Occupational Health & Safety Management. As a result, the organization’s prestige and reputation has grown, as NATCCO occupies seats in
Cooperative Development Councils, the National Anti-Poverty Commission, and in the board rooms of the Philippine Cooperative Center (PCC), Caucus of Development NGO-Networks (CODE-NGO), and international bodies like the Association of Asian Confederation of Credit Unions (AACCU), and the International Cooperative Alliance in Asia-Pacific (ICA-AP).
Our Mission
To build safe and sound cooperatives
that provide quality financial products and
services to uplift the quality of people’s lives
Our Vision
An Integrated Network of Cooperatives
Our Core Values
With faith in God, We Adhere to:
Innovation Commitment Teamwork & Solidarity Integrity Excellence
Cooperative Pledge
As a Filipino I am and I believe in the Cooperative.
Alone I am weak, But with others I am strong.
So I commit myself to work To cooperate, for all to be prosperous.
Harmony, industry I will value. Cooperative affairs I will attend,
Responsibilities I will assume The cooperative philosophy I will live.
One vision,
One belief,
One feeling.
In cooperativism, my life I pledge,
So help me God.
Board of Directors
NATCCO’s intellectual capital based on one’s own and others best practices.
“COOPERATVES BUILD A BETTER WORLD“
Committee Members
NATCCO’s intellectual capital based on one’s own and others best practices.
“COOPERATVES BUILD A BETTER WORLD“




































