• Text Blasting is eKoopBanker’s latest feature

    The NATCCO Information Technology Group is pleased to introduce a newly-launched feature of the NATCCO Network’s eKoopBanker /Plus financial software: TEXT BLAST FACILITY! This is an automated messaging system that can send the following text messages to your members:  • Read More
  • Oro Integrated Reaches for Stars, Deepens Roots

    Founded by 28 co-operators in March 1966 to provide opportunities for vendors, entrepreneurs, self-employed, teachers and farmers, Oro Integrated Cooperative has gone a long way.   OIC had sturdy roots, having co-op champions among its list of founders, such as Read More
  • Kaya is the Way to Go!

    In the UN Sustainable Development Goals 2030, there are two buzz words: “Leave No One Behind!” and a new one, “Reaching the Farthest Behind First”.   I think of the indigenous peoples in the rural areas.  In my village in Read More
  • Co-operatives Should Tap the Millennials

    Millennial, Social Entrepreneur, and author,  John Xavier Francia tells participants at the recent 2018 Co-op Leaders’ Congress in Cagayan de Oro 1) who are the millennials, 2) what it takes to take them on board, and 3) how they can Read More
  • Weather Bureau Cooperative Celebrates 65th

    When the Philippine Weather Bureau was undergoing rehabilitation due to the devastation wrought by the World War II, a core of enterprising weathermen established the Weather Bureau Employees Association (WBEA). The aims were, a) to promote brotherhood and unity among Read More
  • Credit Union Apex Endorses Kaya Payment Platform

        Credit unions empower and improve communities. According to the ICA, the cooperative identity is “based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity. In the tradition of their founders, co-operative members believe in the ethical Read More
  • CDA Releases More Detailed Social Audit Tool

    The Cooperative Development Authority (CDA) has released its first Memorandum Circular for the year: “The Revised Guidelines on Social Audit of Cooperatives.”   Social Audit is designed by the CDA as “the process whereby a cooperative can account for its Read More
  • CA says CISA Constitutional

    THE Court of Appeals (CA) has denied the motion for reconsideration filed by the Baguio-Benguet Community Credit Cooperative (BBCCC) against the Credit Information Corp. (CIC), and upheld the constitutionality of the inclusion of cooperatives in submitting credit data of their Read More
  • Aflatoun Boosts Financial Literacy of Teachers

    CLARK, PAMPANGA  – It’s not only the youth who benefit from NATCCO’s flagship youth program , Aflatoun, but teachers as well.  This has been the observation of Lasalette Gumban, NATCCO Youth Program Coordinator.      Ms. Gumban spoke before participants at the Read More
  • Alex Raquepo: Ilocos Region's Co-op Man

    Rare are those who have been steeped in cooperative principles in their youth and continue to do so decades later.  Alexander B. Raquepo is among that rare breed.   Alex hails from Sta. Cruz, Ilocos Sur and is the eledest Read More
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NPC Registration Deadline: March 8

Cooperatives as Personal Information Controllers or Processors are mandated to comply with the Data Privacy Act (DPA), and are thus, required to register with the National Privacy Commission (NPC).  And the deadline is March 8.
 
This was the reply of the NPC to a query by co-op blogger, Virgilio V. Maclang, on whether co-operatives are “mandated to comply with the directives provided by the Data Privacy Act, its IRR and other NPC issuances.”
 
Republic Act 10173 or the Data Privacy Act of 2012 (DPA) is an “Act protecting individual personal information in information and communications systems in the government and the private sector.”  The DPA also created the NPC, to implement said law. 
 
The NPC issued Advisory No. 2017-01 on March 14, stating that “all natural or juridical persons, or any other body in the government or private sector engaged in the processing of personal data within and outside of the Philippines” shall “register its data processing systems (under certain) conditions.
 
In the NPC’s Advisory Opinion No. 2017-021 addressed to Maclang dated June 14, NPC Chairman, Raymund E. Liboro, said: “Upon examination of the nature of information handled by the CDA and cooperatives, it is clear that cooperatives may be considered as personal information controllers (PICs) who collect, hold, process and use personal information of its members.”
 
Liboro added: “cooperatives process personal data of members, particularly with regard to the application and processing of their individual loans.  Thus . . . cooperatives are involved in the processing of personal and sensitive personal information and are thereby obliged to adhere with the provisions of the DPA.”
 
The Opinion cited that as far as the Credit Information System Act (RA 9510) is concerned, co-ops are “submitting entities” to the Credit Information Corporation (CIC) for credit data of borrowers.  Thus: “It is imperative to note that cooperatives process personal information of is members and employees as part of its regular operations.  The credit data or loan information mentioned is just a segment of personal information collected and stored by cooperatives.
 
Another Requirement of the DPA is that co-ops will have to hire or designate a “Data Protection Officer” (DPO) “who are accountable for the organization’s compliance with the law (DPA) and other relevant rules and regulations on data privacy and security.”
 
Liboro wrote: “Cooperatives, as PICs (or PIPs) are required to implement reasonable and appropriate organizational, physical and technical measures intended for the protection of personal information against any accidental or unlawful destruction, alteration, and disclosure, as well as against any other unlawful processing.”
 
For Registration requirements, Section 47 of the IRR of the DPA says “if a PIC or PIP employs at least 250 persons, registration is automatically required.”
 
But what if a co-op has less than 250 employees? The co-op may still be required if 1) the processing it carries out is likely to pose a risk to the rights and freedoms of the data subjects, or 2) processing is not occasional, or 3) the processing includes sensitive personal information of at least one thousand (1,000) individuals.
 
For registration, the co-op must submit a notarized registration form containing details on the PIC, head of the organization, and the Data Privacy Officer (DPO).  Registration can eventually be done online, thru the NPC website.
 
A cooperative is required to notify the NPC and the affected persons within 72 hours if personal data has been breached.
 
Co-op leaders may e-mail inquiries to This email address is being protected from spambots. You need JavaScript enabled to view it. , or visit the NPC website www.privacy.gov.ph for information or to download necessary forms.
 

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